Arkansas Medicare Supplement Savings | Overton Insurance Solutions
⚠️ Arkansas Rate Alert: Plan F rates have climbed as high as $375/mo · Plan G as high as $295/mo · See how much you can save today — it's free.
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Overton Insurance Solutions

Conway, Arkansas · Licensed Since 2003

(888) 963-5299
Arkansas Medicare Supplement Alert

Your Plan G or Plan F Premium Just Went Up.
Your Coverage Didn't Have To.

Arkansas seniors on Medicare supplements are paying hundreds more per year — for the exact same coverage they've always had. There's a smarter way.

Arkansas rate hike: +22.2% in 2026
Plan G as low as $131.45/mo
Plan N as low as $101.05/mo
Rate Alert: Arkansas 2026

Arkansas approved an average Medicare supplement increase of 22.2% for 2026.

If your Plan G or Plan F went up, you may be paying $30–$80+ more per month than necessary — for the exact same benefits. Arkansas law allows you to switch carriers and keep your identical coverage.

Check My New Rate — Free

No obligation. Results in minutes. A real Arkansan will contact you.

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🔒 By submitting this form, you provide your express written consent to be contacted by Overton Insurance Solutions and/or its licensed insurance agents by telephone, including pre-recorded messages and/or SMS/text messages, at the number provided above, regarding Medicare Supplement, Medicare Advantage, and related insurance products. You also consent to contact by email at the address provided. Message and data rates may apply. You may opt out at any time by replying STOP. Consent is not a condition of purchase. Your information will not be sold to third parties. This is a solicitation for insurance. A licensed insurance agent may contact you.

✓ Request Received!

Thank you! Tommy or a member of our team will reach out to you shortly to discuss your personalized savings options. We're looking forward to helping you.

Current Arkansas Low Rates —
Compare Before You Renew

All Medicare supplement plans are standardized by federal law. A Plan G from Company A must provide the exact same benefits as a Plan G from Company B. The only difference? The price you pay each month.

Most Affected
Plan F

Most comprehensive coverage. Covers all Medicare cost-sharing including Part B deductible.

$157.04/mo

Arkansas low rate available now

100% Part A hospital coverage
100% Part B coinsurance
Part B deductible covered
Foreign travel emergency
Plan G

Most popular plan. Identical to Plan F except you pay the small Part B deductible ($283 in 2026).

$131.45/mo

Arkansas low rate available now

100% Part A hospital coverage
100% Part B coinsurance
Skilled nursing facility
Foreign travel emergency

The Government Standardizes Every Plan.
Every Company Must Offer the Same Benefits.

By federal law, a Plan G from one insurance company must provide the exact same benefits as a Plan G from any other company. Choosing the right carrier is not about better benefits — it's about finding the best price for identical coverage.

What Some Arkansans Pay Now
High-Rate Carrier — Plan G
$295/mo
Seen in Arkansas today
VS
What You Could Pay Instead
Better-Rate Carrier — Plan G
$131/mo
Identical Plan G coverage
The only difference is the price you pay. Both Plan Gs are legally identical — same benefits, same coverage, same doctors. The only things that differ between carriers are the monthly premium and their history of rate increases. Tommy routinely saves Arkansas clients $75–$125 per month — that's up to $1,500 per year back in your pocket, with zero change in coverage.

The Freedom of a Medicare Supplement —
No Networks. No Referrals. No Hassles.

Medicare Advantage plans may look cheaper on paper, but Medicare Supplement (Medigap) plans give you a level of freedom and simplicity that seniors across Arkansas consistently prefer.

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See Any Doctor in the U.S.

No networks, no restrictions. Visit any provider anywhere in the country who accepts Medicare — and nearly all do. Travel to another state? You're covered.

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No Referrals Required

Want to see a specialist? Go. You never need a referral or permission from a primary care doctor first. Your health decisions stay between you and your doctor.

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Nationwide Coverage

Your coverage goes wherever you go. Whether you're visiting grandkids in Texas or spending winters in Florida, your Medicare supplement travels with you.

No Prior Authorizations

No waiting for an insurance company to approve your procedure. If Medicare approves it, your supplement covers it — period. No hoops, no delays, no denials.

What You Actually Pay Out of Pocket

Understanding Your Cost-Sharing by Plan

Plan F
Most comprehensive
$0 Deductible
✅ $0 Copays
✅ $0 Coinsurance
✅ Everything covered
As low as $157.04/mo in AR
Plan G
Most popular
$283 Annual Deductible
✅ $0 Copays after deductible
✅ $0 Coinsurance
✅ Everything else covered
As low as $131.45/mo in AR
Plan N
Best value — fastest growing
$283 Annual Deductible
⚡ $20 Copay at most providers
⚡ $50 Copay at ER
⚡ Possible 15% excess charge*
As low as $101.05/mo in AR

*The Part B deductible is $283 for 2026. Plan N excess charges apply only when a provider does not accept Medicare assignment — most do. Tommy will help you understand if this applies in your area.

Three Easy Steps to Lower Your Premium

Most Arkansas seniors are surprised by how simple the process is. There's no medical exam, no coverage gap, and you keep your same doctors.

1

Tell Us What You Have

Fill out the short form. Let us know your current plan (G, F, or N) and ZIP code. That's all we need to get started.

2 minutes
2

We Shop All Carriers

Tommy or a member of our team contacts you personally. We compare every available carrier to find your lowest rate for identical coverage.

Same day or next day
3

Easy Application & Save

If we find a lower rate, the application is simple and quick. Many clients complete it in one phone call. Your new plan starts seamlessly.

Usually under 10 minutes

Your Neighbor. Your Advisor. Always in Your Corner.

Tommy Overton - Overton Insurance Solutions
Licensed Since 2003

I'm Tommy Overton — born and raised in Arkansas, and I've been helping Arkansans navigate Medicare and insurance since 2003. Before founding Overton Insurance Solutions in Conway, I helped scale a national insurance organization to over 12,000 agents. I've seen this industry from every angle.

I came back home because Arkansas seniors deserve better than a 1-800 number. I routinely save clients $75–$125 per month — same exact coverage, just a different (and smarter) carrier. And I don't just find the lowest rate today. I look at each company's rate increase history so we can avoid the carriers most likely to hit you with big hikes next year.

When you call me, you get me. My recommendation is always about what's right for you.

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Conway, Arkansas Native 813 Oak St, Suite 1, Conway, AR 72032 — a real local office, not a call center
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Licensed Since 2003 — AR License #7922255 Over 20 years serving Arkansas families. BBB Accredited business.
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Independent Broker — We Work for YOU We represent multiple top-rated carriers, so we always shop for the best rate, not the best commission.
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We Track Rate Increase Histories Not all carriers raise rates the same. We steer you toward companies with a track record of lower, more stable increases.
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Our Service is 100% Free We're compensated by the insurance company — never by you. Zero cost, zero obligation.

Real Stories from Real Arkansans

★★★★★

"Tommy was very professional and very helpful at finding an insurance that would fit my budget with everything that I needed. I called and left a message on Saturday. He called me on Sunday and by Monday we were set to go."

Karline E.
Google Review — Verified Client
★★★★★

"Been with Tommy for two years now and he and his staff make the whole Medicare process a lot less stressful and always provide the information I need so I can make informed decisions."

Bernard T.
Google Review — Verified Client
★★★★★

"Professional service. Very friendly and no pressure. They worked tirelessly to find the right plan for me. They are the best."

Kip K.
Google Review — Verified Client
★★★★★

"Tommy and his team are very knowledgeable and extremely helpful in making good decisions for healthcare insurance. I would highly recommend Tommy Overton and his team to help you with any of your insurance needs."

Kim B.
Google Review — Verified Client
★★★★★

"Overton Insurance does an excellent job finding good supplemental insurance. He's easy to talk to and really cares about his clients. I will be using them from now on."

Sheila G.
Google Review — Verified Client
★★★★★

"Completely satisfied with the experience. The staff answered my questions with knowledge and I never once felt rushed. Highly Recommended."

Don J.
Google Review — Verified Client

Ready to Stop Overpaying?
Let's Find Your New Rate — Today.

Fill out the form below and Tommy or a member of the Overton Insurance Solutions team will reach out personally — usually the same day.

Check My New Rate — Free

Takes less than 2 minutes. A real local agent will follow up.

Please enter your first name.

Please enter your last name.

Please enter a valid email.

Please enter your phone.

Please enter your ZIP code.

🔒 By submitting this form, you provide your express written consent to be contacted by Overton Insurance Solutions and/or its licensed insurance agents by telephone, including pre-recorded messages and/or SMS/text messages, at the number provided above, regarding Medicare Supplement, Medicare Advantage, and related insurance products. You also consent to contact by email at the address provided. Message and data rates may apply. You may opt out at any time by replying STOP. Consent is not a condition of purchase. Your information will not be sold to third parties. This is a solicitation for insurance. A licensed insurance agent may contact you.

✓ Request Received!

Thank you! Tommy or a member of our team will reach out to you shortly to discuss your personalized savings options.

Check My New Rate — Free →